FFG Finance Services Ltd
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Whether it's funding home improvements, or getting through a lean period,
the best loans can give you the flexibility you need to stay on top of your finances.
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You'll only find results from genuine companies. Our data experts check each company before we add them to our comparisons.
Who can get a loan?
To get a loan, UK wide, you must:
- Be at least 18 years old
- Be a UK resident, with proof of address
- Provide proof of your income
- Pass a lender’s credit check
Most providers have their own assessment criteria so a particular provider may give more weightage to certain criteria than another.
How to get a loan
Compare guarantor loans
Using our loan comparison you can find our best guarantor loan deals available. By comparing loans you know what's available in the market and ensure that you get the best deal for your needs.
Find a guarantor
The most important part of a guarantor loan is finding guarantor. This would be a family member, relative or friend who is willing who is financially stable and willing to step in and make repayments in case you are unable to.
Pick a deal that works for you
Once you have a guarantor, you just need to choose a deal that offers you the lowest interest rate and a term long enough to afford the monthly payments, while also ensuring you don't pay too much in interest overall.
What are the different types of loans?
These require some type of security, such as a car or home, which you borrow against. This improves your eligibility and also allows you to borrow more. But it does put your car or home at risk of repossession, if you're unable to keep up with repayments.
These loans are granted (or not) based purely on the borrower's credit score and their ability to pay the money back. You may not be able to borrow as much, but you don't risk losing your assets if you're unable to repay the loan.